Taylor Lianne Chandler is back to her depressing ways again.

Taylor Lianne Chandler Talks About Waking Up To Reporters

On Saturday, the woman who was supposedly in a relationship with athlete Michael Phelps, took to her Facebook page to post about how her Christmas was not that jolly- unfortunately, it appears that she has no money and is in a lot of debt.

"Half my credit cards are in default," she wrote. "My car insurance and car are about to be done. My career as an interpreter is nothing but a memory. I'm about to default on my storage which holds my life and all that's left of me. My $10,000 Rolex is in pawn since April for $1500. Doubt I will be able to pay the interest in January."

Did Michael Phelps Tell Taylor Lianne Chandler Things 'Were Good' Between Them?

Chandler added that she lost an engagement ring from an ex named Patrick and pointed out there's only so much kind of work she can do now.

"The only things being offered to me are webcamming and porn," she revealed. "I can't focus on one thing I can be happy about or look forward to. I hate everything about my life and how my future looks! No talking to anyone, daily affirmations or quotes are going to make this better! Unless I win the lottery, thousands fall in my lap or I miraculously get my career back will anything change."

To this day, Phelps never confirmed nor denied if he was in a relationship with Chandler or not.